1. Introduction

Thank you for your interest in Morgis. These Terms of Service ("Terms") form a legal agreement between you and Pythia Grant Limited ("Company", "us", "we", or "Morgis"). They govern your access and use of our Services (defined below). By accessing or using our Services, you agree that you have read, understand, and agree to be bound by these Terms. If you do not agree to these Terms, you must not use our Services and exit this site. When using or accessing our Services, you will also be subject to our Privacy Policy and Cookies Policy. The former describes how we collect and use your data and the latter outlines our uses of cookies and other tracking technologies with relation to that Website. We encourage you to carefully review those policies before accessing our Services.

2. Your access and use of our Services

2.1. A description of the Services

Morgis operates a website https://www.Morgis.com/ ("Website"), on which individuals and entities (" Hosts ") can receive virtual support and gifts ("Gifts") from other individuals ("Guests") for gifting purposes (together, "Services"). These Terms apply to any person using our Services, including Guests, Friends and Hosts as well as any person visiting our Website (collectively: “Users”). A ‘Friend’ shall mean a Guest, who have made at least one (1) purchase at the Website.

2.2. Eligibility and Registration

In order to use our Services as a user (‘Guest’), you must be at least 18 years old or above the minimum legal age of maturity in your country. By accessing, using or interacting with our Services, you certify to us that you are of the legal age required in your jurisdiction to accept these Terms. In addition, in order to use certain aspects of our Services, you may be required to set up an account and provide us with certain information, as described below.

• To become a Guest: Users do not have to register in order to review Hosts' profiles, Campaigns and Goals (as defined below) over the Website. However, in order to make Gifts to and chat with Hosts , they will be required to provide certain personal information, as well as information about their payment instrument (for example, credit card). The information on the payment instrument will be connected to their account(s) on the Website.
• You, as a Guest, warrant that the information that you provide with us is true and that you are authorized to use the payment instrument, with which you signed to make a Gift.
• Guest acknowledges and accepts that Host may appoint, at its sole discretion, a third-party friend to replace the Host at any time. In addition, the Guest understands that in his or her communications with Host, Guest may be communicating with a third-party friend ("Host Representative"). This could include responding to messages, providing assistance or facilitating discussion on behalf of the Host.
• Your privacy and confidentiality are of utmost importance to us. The Host Representative shall be bound by strict confidentiality to safeguard your personal information and always maintain confidentiality.
• You accept that any claims, disputes or legal matters arising from interactions with the Host Representative shall be directed towards the relevant Host of the Website as the ultimate responsibility lies with the Host for any issues that may arise during your interaction with the Host Representative.

2.3. Payments

To facilitate the Services, Morgis relies on a native currency, called "Morgis Coin" and Monthly Morgis Coins. The Morgis Coins can be used as balance to using the services and for Tips, Goals, Exclusive/Hidden Content (as define below) , while the Monthly Morgis can be purchased and used for Recurring Monthly Support to a Host. The Recurring Monthly Morgis are not credited to your regular balance but rather directly allocated to the Host’s Monthly Morgis balance when your credit card is being charged. The recurring Monthly Morgis can be acquired automatically and on a monthly basis and can be terminated or amended by you, at any point before the next payment recycle. Purchasing of Morgis’ and the Monthly Morgis will be done via services of third-party payment processors, which are responsible for processing Gifts ("Payment Processor(s)"). A Guest needs to buy a Morgis Package to be able to utilize the Services, as available and presented onsite. Guests wishing to make Gifts over the Website will open an account and deposit money, with a Payment Processor. Once they deposited their money with the Payment Processor and transfer it to the relevant Host, that specific Host’s account will be credited, on the Website, with the equivalent amount of Morgis Coins. Guests will be able to purchase various packages of Micro Morgis and to be credited via their Micro Morgis balance. This balance can be used to give Micro Morgis, at any time, while having a chat with a specific Hosts. Thereafter, Guests will review Hosts' profiles and Goal Campaigns (as defined below) on the Website and allocate their Morgis Coins and Micro Morgis Coins to those Hosts. Once Hosts received the minimum amount of Morgis coins, equal to 50 $USD, from Guests, they can cash them out.

2.3.1. Payment Processors

Morgis is not a payment processor. Instead, it uses Payment Processors (currently, PayPal, RoyalPag, Directa24 TrustPay and CCBill) that will bill the Guests' payment instruments and process Gifts made in connection to the Services. By using our Services, you acknowledge that we share certain information with Payment Processors for the purpose of facilitating the provision of our Services; and agree to the processing, use, and transfer of data by our Payment Processors, subject to these Terms, our Privacy Policy and any and all terms set forth by those Payment Processors, including PayPal's Terms of Use and CCBill's Terms of Use.

2.3.2. Morgis Coins

Upon the receipt of Guest’s fiat money by a Payment Processor, we will create Morgis Coins representing the received amount and place them on that Guest account. Morgis Coins can be bought solely in Euro, GBP or US Dollars. Morgis Coins may only be used for the limited purpose of communicating and making Gifts to Hosts Or for the purpose of purchasing a monthly subscription via Monthly Morgis Coins. Morgis Coins cannot be used outside the Website, nor can they be transferred to persons or entities with whom the Morgis does not have direct commercial agreements.

2.4. Gifts

Hosts can receive Gifts from Guests in five separate (or accumulated) ways: (1) they create a profile showcasing their personal info and ask to receive virtual support and Gifts on a monthly recurring basis (“Recurring Gifts”); (2) they can receive one-time Gifts from Guests/Friends within the Hosts’ communication channel (”Campaign”);and (3) they can open a fundraising goal campaign ("Goal") with the purpose of receiving Gifts for a specific ongoing purpose (for example, purchasing a violin), and (4) they can choose to reveal certain, exclusive and limited content (“Hidden Content”). (5) they can receive a onetime Mega Gift, valued at 500$USD, from a Guest/Friend which is price at 5,000 Morgis Coins.

2.4.1. Recurring Gifts

To make Gifts on a recurring basis, Guests will need to fill a “Recurring Online Agreement”, to be billed via one of our Payment Processor, which specify (i) the name of the Host(s) to whom they wish to make a Gift; (ii) the amount of the periodical payment (for example, 50 Morgis Coins); (iii) the frequency of the payments (for example, a monthly basis). After filling the Recurring Online Agreement, the Guest’s account will be billed in line with the specifics of the Recurring Online Agreement. The account will be billed until the Guest terminates the periodic payments or when all periodical payments were made. Guests can change or terminate the Recurring Online Agreement at any time. Changes to or the termination of the Recurring Online Agreement will apply only to periodical payments that take place after we receive notice of such changes or termination. Recurring Gifts can be paid solely with Monthly Morgis Coins. When entering into a Recurring Agreement, you, as a Guest, (i) authorize Morgis and the Payment Processors to bill your account, in advance of any periodical payment, and until the termination of the Recurring Online Agreement; (ii) agree to update your account with any changes in connection to your payment instrument.

2.4.2. Outsource images and GIPHY images.

Guests/Friends may use external free service provided by <a>https://support.giphy.com/hc/en-us</a>. The usage of these Free GIPHY images is subject to GIPHY guidelines and terms of services as appear online and at <a>https://support.giphy.com/hc/en-us/articles/360020027752-GIPHY-User-Terms-of-Service </a>

2.5. Conditions and Restrictions

A few restrictions and conditions may apply to your use of our Services, as described below.

2.5.1. For Guests

When making Gifts via our Website, you, as a Guest, acknowledge and agree that (i) a minimum Gift threshold may apply; and (ii) you cannot cash-out Morgis Coins from your account; you may only transfer those to Hosts. Additional restriction and representations appear on sections 9 and 11 below. The minimum Gift threshold may change from time to time, at the Company’s sole discretion and shall be presented on site.

2.6. Limitations of our Services

2.6.1. We do not process Donations.

Morgis is not a payment processor and does not, at any time, enter into control or possession over Hosts, Guests or any other User’s funds. Instead, as described above, it uses the services of Payment Processors. Any transfer of Morgis Coins from Guests to Hosts is directed solely by Guests.

2.6.2. We only provide administrative and technical services

Morgis merely provides the underlying platform enabling the facilitation of Morgis Coins from Guests to Host. Morgis is also not a broker, payment institution, financial institution, or creditor. No content on this Website is intended to provide financial, legal, tax or other professional advice. Before making any decisions in connection to the Services or any information on the Website, you should consult your financial, legal, tax or other professional advisor.

2.6.3. We do not engage in solicitation activities

The existence of the Services is not a solicitation of Gifts by Morgis, or consult on the solicitation of Gifts from the public.

3. Fees

When making Gifts on the Website, the following fees will apply: For every transaction involving Morgis and\or Monthly Morgis Coins (that is, recurring Gifts and Gifts to Campaigns and Goals), 10% will be deducted for billing costs; from the remaining amount, 40% will be deducted, meaning that Hosts will receive 54% of the remaining amount. In addition, Payment Processors’ fees may apply when withdrawing the Morgis Coins.

4. Refunds

All Gifts are final. If you seek to request a refund for your Gifts, you should contact our Customer Service and explain to us why you would like a refund. In any case, Morgis is not liable to you or any third party for any claims, damages, costs, losses, or other consequences in this regard. Additional restriction and representations appear on section ‎‎11.

5. Intellectual Property

All Gifts are final. If you seek to request a refund for your Gifts, you should contact our Customer Service and explain to us why you would like a refund. In any case, Morgis is not liable to you or any third party for any claims, damages, costs, losses, or other consequences in this regard. Additional restriction and representations appear on section 11.

6. Third party websites and content

6.1. Third party websites

The Website may contain links to other websites ("Third Party Website(s)"). Such Third Party are not investigated, monitored, or checked for accuracy or appropriateness by us. We are not responsible for any Third Party Website accessed through the Website. If you decide to leave the Website and access Third Party Websites, you do so at your own risk. When you visit Third Party Websites, these Terms no longer govern and your use and access to those Third Party Websites is governed by their terms and policies.

6.2. Third party content

The Website contains information such as text, photos, videos, and other materials uploaded by third parties, such as Guest and Hosts("Third Party Content"). Such Third Party Content is not investigated, monitored, or checked for accuracy, appropriateness, completeness or reliability by us. We have no control over Third Party Content posted or uploaded to our Website and hereby disclaim any and all liability in this regard.

6.3. Copyright claims

If you believe that any material on the Website infringes upon any copyright which you own or control, you may send a written notification of such infringement to DMCA@morgis.com. To be effective, and to meet the requirements of the Digital Millennium Copyright Act, the notification must be in writing and contain the following information:

• an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;
• a description of the copyrighted work claimed to have been infringed;
• a description of where the copyrighted work claimed to have been infringed is located on the Services
• your contact details, including your address, telephone number, and email address.
• a statement by you that you have a good faith belief that material in the manner complained of is not authorized by the copyright owner, its agent or the law; and
• a statement by you, made under penalty of perjury, that the information in your notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner's behalf.

If a content you uploaded to the Website was removed, pursuant to this Section 6.3., but you believe that this content is not infringing, or that you have the authorization from the copyright owner, the copyright owner's agent, or pursuant to the law, to upload and use the content, you may send us a written counter-notice, to the aforementioned address, containing the following information:

• your physical or electronic signature;
• identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled;
• a statement that you have a good-faith belief that the content was removed or disabled as a result of a mistake or a misidentification of the content;
• your name, address, and telephone number, and a statement that you consent to the jurisdiction of the Federal District Court for the judicial district in which the address is located, or if your address is outside of the United States, for any judicial district in which our address is located, and that you will accept service of process from the person who provided notification of the alleged infringement.

6.4. Repeat infringes

In accordance with the DMCA and other applicable law, we may terminate, in appropriate circumstances and at our sole discretion, the provision of our Services to Users who are deemed to be repeat infringes. We may also, at our sole discretion, limit or terminate the access to our Website or Services for Users who infringe any intellectual property rights of others, whether or not there is any repeat infringement.

7. Content removal and suspension or termination of the provision of the Services

7.1. Third party websites

The Website may contain links to other websites ("Third Party Website(s)"). Such Third Party are not investigated, monitored, or checked for accuracy or appropriateness by us. We are not responsible for any Third Party Website accessed through the Website. If you decide to leave the Website and access Third Party Websites, you do so at your own risk. When you visit Third Party Websites, these Terms no longer govern and your use and access to those Third Party Websites is governed by their terms and policies.

7.2. Third party content

The Website contains information such as text, photos, videos, and other materials uploaded by third parties, such as Guest and Hosts("Third Party Content"). Such Third Party Content is not investigated, monitored, or checked for accuracy, appropriateness, completeness or reliability by us. We have no control over Third Party Content posted or uploaded to our Website and hereby disclaim any and all liability in this regard.

8. Suspension of our Services

We reserve the right to modify or suspend, temporarily or permanently, any and all part or of our Services, at any time, for any reason (for example, for maintenance work). You confirm that the Company shall not be liable to you or any third party for any claims, damages, costs, or losses resulting from the modification to, suspension of or discontinuance of the Website or Services.

9. Prohibited fundraising causes

To ensure the safety, security, and integrity of our Services, we limit the types of content and fundraising causes that can be used through our Services. You hereby agree not to use our Services to contribute gifts to any cause that may, explicitly or implicitly, involve:

10. User disputes

You are solely responsible for your interactions with other Users. Morgis reserves the right, but have no obligation, to monitor disputes between you and other Guests, or Hosts.

• a violation of any law, regulation, industry or third party guidelines;
• pornography or any sexual content;
• a violation of any agreement, by which you are bound, including, without limitations, these Terms and all the applicable terms and policies of our partners, including Payment Processors;
• Political campaigns, including election campaigns;
• drugs, narcotics, steroids, and any other similar product that is illegal or prohibited;
• legal substances that provide the same effect as an illegal drug;
• unapproved medical or other pharmaceutical or similar products, practices, or equipment that have not been approved by applicable regulators;
• the promotion or support of rebel groups, militias, or gangs;
• the promotion or support of hate of violence, harassment, bullying, discrimination, or terrorism;
• a threat to an individual or public safety;
• A stated purpose that cannot be fulfilled;
• any other element that we deem, in our sole discretion, to be inappropriate or unacceptable.

This list is non-exhaustive. We will decide, in our own discretion, whether a specific cause falls within the scope of that list. We may, in our sole discretion, update this list, at any time, for any reason, and without prior notification. If you have identified Campaigns and Goals or other content on the Website that is not consistent with this list, please let us know, by sending an email to: Compliance@Morgis.com.

11. Representations

You are solely responsible for your interactions with other Users. Morgis reserves the right, but have no obligation, to monitor disputes between you and other Guests, or Hosts.

12. Indemnity

12.1. General

When using or accessing our Services:

• you may not (i) upload or share any content that is offensive, insensitive, upsetting, illegal, or that it is not consistent with our Community Guidelines; (ii) do anything unlawful, misleading, or fraudulent or for an illegal or unauthorized purpose; (iii) impersonate someone else or provide inaccurate information; (iv) infringe the rights of others; (v) harvest, collect or publish personal information of others; (vi) contribute gifts for a minor, without the express permission of the minor’s guardian and unless the funds are transferred into a trust account for the sole benefit of the minor; (vii) and use our Services on behalf of a third party, without obtaining the express permission to act on behalf of that third party.
• you agree that you will comply with all relevant and applicable laws.
• You acknowledge that you have full responsibility for any content that you are upload, post, publish, display or transmit to our Website.
• If you choose to register with us, you hereby agree to provide true, accurate, current, and complete information and to keep that information current and up to date.
• you agree to the terms of the third party Payment Processors, with whom we entered into a contractual relationship. If we, or one of our Payments Processors, discover that the information you provided about yourself, or your fundraising cause, is incorrect or violates any of these Terms or their terms of service, the Services may be suspended or terminated and fines may be applied by the relevant authorities which will in all such cases be payable by you.

12.2. Gifts

• You hereby agree not to (i) make or accept any Gifts that you know or suspect to be erroneous, suspicious or fraudulent; (ii) make Gifts for the benefit of a country, organization, entity, or person that appears on sanctions lists identified by the United States Office of Foreign Asset Control (OFAC) or any other regulatory body.
• You, as a Guest, hereby acknowledge and agree that all Gifts are at your own risk. We are not monitoring and verifying Hosts' profiles and Campaigns’ content and are not responsible for their accuracy, completeness, and appropriateness. We do not guarantee that your Gifts will be used in accordance with the fundraising cause described in the Campaigns. You, as a Guest or Friend, must make the final determination as to the value and appropriateness of contributing to any Host. It is your sole responsibility to review Hosts' profiles and Campaigns and decide whether to make Gifts.
• That being said, we will make reasonable efforts to monitor fraudulent activity, including the misuse of funds. If you believe that a Host is seeking to contribute gifts for an unethical, illegal, or inappropriate cause, or to use the gifts for a cause other than the one stated in the Campaigns and Goals, please contact us via the available chat option and will investigate that issue.
• You, as a Guest or Freind, acknowledge that you are not permitted to impose restrictions on the use of Gifts by Hosts. If you wish to direct Hosts as to how to use the Gifts, those directions will be deemed to be non-binding recommendations.
• We make no representation as to whether your Gifts are eligible for tax credits. It is your responsibility to determine what, if any, taxes apply to the Gifts you receive or make through our Website. You should consult your tax advisor in relation to this matter. You acknowledge and agree that Morgis will have no liability for any claim by any authority – whether federal, state, provincial, or local – with respect to your Gifts.
• All Gifts are final.
• By making a Gifts through our Services, you, as a Guest or Freind, acknowledge that we share certain information with Payment Processors for the purpose of facilitating the provision of our Services; and agree to the processing, use, transfer, and disclosure of data by our Payment Processors, subject to these Terms and any and all terms set forth by those various Payment Processors, including PayPal's Terms of Use, TrustPay's Terms of Use and CCBill's Terms of Use.
• We reserve the right to refuse, condition, or suspend any Gifts or other transactions that we believe in our sole discretion may violate these Terms.

13. No warranty

You agree to defend, indemnify, and hold the Company, including its subsidiaries and affiliates, and each of their directors, officers, agents, contractors, partners and employees, harmless from and against any loss, liability, claim, demand, damages, costs and expenses, arising out of or in connection with your access, use, or interaction with our Services. Under no circumstances whatsoever will Morgis be liable in any way for any content that Users share, publish, display, or transmit with the Website, including, without limitation, for any infringement of third party’s right, loss or damage of any kind incurred as a result of the use or display or performance of any third party content transmitted, displayed or otherwise made available through the Services.

14. Limitation of liability

• THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE”. THE COMPANY MAKES NO WARRANTY OR REPRESENTATION, WHETHER EXPRESS OR IMPLIED (WHETHER BY LAW, STATUTE OR OTHERWISE), INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, COMPLETENESS OR ACCURACY OF THE WEBSITE OR SERVICES, OR NON-INFRINGEMENT OF APPLICABLE LAWS AND REGULATIONS. THE ENTIRE RISK AS TO THE USE, QUALITY AND PERFORMANCE OF THE SERVICES AND SERVICES LIES WITH YOU.
• THE COMPANY MAKES NO WARRANTY THAT THE WEBSITE OR SERVICES WILL MEET YOUR REQUIREMENTS; BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; THE SERVICES ARE FREE OF VIRUSES OR OTHER MALICIOUS COMPUTER CODE, FILES, OR PROGRAM; OR RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE.
• IN THE EVENT OF SYSTEMS OR COMMUNICATIONS ERRORS RELATING TO THE WEBSITE OR RESULTING IN LOSS OF DATA BY YOU OR ANY OTHER DAMAGE TO YOUR DEVICE, THE COMPANY SHALL IN NO WAY BE LIABLE TO YOU AND THE COMPANY RESERVES THE RIGHT TO TAKE ANY OTHER ACTION TO CORRECT SUCH ERRORS (IF ANY) SAVE THAT THE COMPANY IS NOT REQUIRED TO PROVIDE ANY BACKUP NETWORK AND/OR SYSTEMS OR SIMILAR SERVICES.
• THE COMPANY SHALL NOT BE LIABLE FOR ANY ACTS OR OMISSIONS MADE BY YOUR INTERNET SERVICE PROVIDER OR OTHER THIRD PARTY WITH WHOM YOU HAVE CONTRACTED TO GAIN ACCESS TO THE SERVER THAT HOSTS THE APPLICATION.

15. Governing jurisdiction

By visiting or using our Website or Service, you agree that the laws of Cyprus , without regard to any principles of conflict of laws that would require or permit the application of the laws of any other jurisdiction, will govern these Terms.

TO THE EXTENT NOT PROHIBITED BY LAW, IN NO EVENT SHALL THE COMPANY BE LIABLE FOR PERSONAL INJURY OR ANY INCIDENTAL, SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, LOSS OF DATA, BUSINESS INTERRUPTION, OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE OUR WEBSITE OUR SERVICES, HOWEVER CAUSED, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, OR OTHERWISE) AND EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY FOR PERSONAL INJURY, OR OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THIS LIMITATION MAY NOT APPLY TO YOU. IN NO EVENT SHALL COMPANY’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES (OTHER THAN AS MAY BE REQUIRED BY APPLICABLE LAW IN CASES INVOLVING PERSONAL INJURY) EXCEED THE AMOUNT OF FIFTY DOLLARS ($50.00). THE FOREGOING LIMITATIONS WILL APPLY EVEN IF THE ABOVE STATED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

16. Changes to these Terms

We reserve the right to change these Terms at any time. Any material change would be effective fifteen (15) days as of being notified, either via the website or through email. The most current version will always be posted on our Website (as reflected in the “Last Revised" heading). You are advised to check for updates regularly. By continuing to access or use the Website after any revisions become effective, you agree to be bound by the updated Terms.

17. Termination

We may terminate your access to, or use of, the Service or Website in accordance with section ‎7 above. The provisions entitled Indemnity, No warranty, Limitation of liability, Governing jurisdiction, General, and Arbitration shall survive any expiration or termination of these Terms.

18. General

We may terminate your access to, or use of, the Service or Website in accordance with section 7 above. The provisions entitled Indemnity, No warranty, Limitation of liability, Governing jurisdiction, General, and Arbitration shall survive any expiration or termination of these Terms.

19. Contact us

• If any part of these Terms shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed to be severable from the rest of these Terms and shall not affect the validity and enforceability of any of the remaining provisions of these Terms. In such cases, the part deemed invalid or unenforceable shall be construed in a manner consistent with applicable law to reflect, as closely as possible, the original intent of the parties.
• No waiver by us of any provision of these Terms shall be construed as a waiver of any preceding or succeeding breach of any terms of this Agreement.
• Unless otherwise expressly stated, nothing in these Terms shall create or confer any rights or any other benefits to third parties.
• Nothing in these Terms shall be construed as creating any agency, partnership, trust arrangement, fiduciary relationship or any other form of joint enterprise between you and the Company.
• These Terms contain the entire agreement between the Company and you relating to your use of the Website and Services and supersedes any and all prior agreement between the Company and you in relation to the same.
• The Company reserves the right to transfer, assign, sublicense or pledge these Terms, in whole or in part, in the event of a reorganization of the corporate group in which the Company exists or in the event of a merger, sale of assets or other similar corporate transaction in which the Company may be involved in.
• You may not transfer, assign, sub-license or pledge in any manner whatsoever any of your rights or obligations under these Terms.

20. Contact us

If you have any question, concern, or complaint with relation to these Terms or our Services, our Website, or our Services, please feel free to address us via the Help center at the main menu page.